LESS HASSLE. MORE HUSTLE.
From taking payments to making deposits, simplify your workflow with tools built for your business.
Benefits You'll Love
- Accept card payments to make it easier for customers to pay
- Deposit checks remotely without leaving your office
- Speed up cash flow with faster processing
- Reduce errors and streamline record-keeping
- Provide additional payment options for your customers
- Accept major credit and debit cards for increased versatility
- Available to Wisdom Heritage Bank business customers
- Boost your bottom line by making it easier for people to pay you
- Reduce processing time and human error
- Reduce billing expenses
- Equipment is easy to use and set up
- Streamline billing and record-keeping
- Deposit checks from the convenience of your office
- Utilizes a desk scanner and internet access
- Simply sign, scan, then send checks to the bank for processing
- Checks converted to an electronic image that is then securely transmitted to the bank
- Streamline check handling from multiple offices or locations
- Saves time; the whole process can be done in a matter of minutes
- Reduce time and money spent on document preparation and transportation
- Fewer errors in accounting
- Reduce the risk of check fraud by eliminating the circulation of paper checks
- Cash Management
- ACH Origination
- ACH Payroll
- Business Bill Pay
- QuickBooks Integration
- Additional Services
Use this calculator to determine your projected earnings from our Heritage Cash account. Move the sliders or type in the numbers to see your potential rewards.
- Estimated Annual Rewards $0
- Estimated monthly interest earned* $0
- Monthly ATM fees refunded**$0
This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.
- Net cost of buying $0
- Net cost of leasing $0
A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.
- Total value at maturity $0
- Total interest earned $0
- Annual Percentage Yield (APY)0.000%
Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.
- Monthly deposit needed to reach goal $0
This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.
- Estimated monthly payment $0
- Total paid $0
- Total interest paid $0
Heritage Cash*
| Balance | Minimum Opening Deposit | Rate | APY |
|---|---|---|---|
| 0 - $25,000 | $100 | 5.84% | 6.00% |
| $25,000+ | $100 | 1.00% | 6.00% to 2.00% |
| All balances if qualifications not met | $100 | 0.0499% | 0.05% |
*Qualifications
Enrollments must be in place and all of the following transactions and activities must post and settle to your Heritage Cash account during each Monthly Qualification Cycle:
- At least 12 debit card purchases
- At least 1 direct deposit, ACH credit, or ACH payment transaction
- Be enrolled in and agree to receive eStatements
Heritage Saver*
| Balance | Minimum Opening Deposit | Rate | APY |
|---|---|---|---|
| 0 - $50,000 | $20 | 1.98% | 1.00% |
| $50,000+ | $20 | 1.00% | 2.00% to 1.50% |
| All balances if qualifications not met | $20 | 0.0499% | 0.05% |
*Qualifications
Qualifying for your Heritage Cash or Heritage Cash Back rewards automatically qualifies you for the highest Heritage Saver rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Heritage Cash or Heritage Cash Back account during each Monthly Qualification Cycle:
- At least 12 debit card purchases
- At least 1 direct deposit, ACH credit, or ACH payment transaction
- Be enrolled in and agree to receive eStatements
Wisdom Elite*
|
Average Daily Balance |
APR |
APY |
|
>$100,000 |
3.50% |
3.56% |
|
$50,000-$99,999 |
3.10% |
3.15% |
|
$25,000-$49,999 |
2.65% |
2.69% |
|
$15,000-$24,999 |
1.90% |
1.92% |
|
<$15,000 |
1.00% |
1.01% |
Rates may change after account opening. Transaction fees may reduce earnings.
*APY accurate as of 2/12/2026. APY=Annual Percentage Yield. This is a tiered-rate account. Rates vary by balance tier and may change after account opening. See bank for complete tier details, transaction limitations, and fee schedules. Member FDIC.